Programmes

Cashback

Provisional — pending the cashback service specification

This section is a placeholder

No cashback service exists yet — there is no entity, API, or agreed configuration model. These screens show the smallest plausible shape so the layout can be reviewed. The fields below are provisional and the sample data is illustrative only, not proposed business configuration.

Open questions blocking this module

  1. CB-1Is cashback its own service, or a reward type inside the reward service?
  2. CB-2Is the unit a percentage, a fixed amount, or a tier table?
  3. CB-3What triggers an accrual — transaction type, merchant, mini app, category, card product?
  4. CB-4What limits apply per transaction, per customer per period, and per programme budget?
  5. CB-5Is cashback credited automatically, or claimed like a voucher?
  6. CB-6Is accrual real-time or batch?
  7. CB-7Does a programme share the campaign lifecycle?
  8. CB-8Who approves a programme before it goes live?
Scope
Card payments — 2%2%
Card payments
1 Aug 2026 – 30 Sept 20261,870,000 IQDActive
Fuel merchants — fixed 1,000 IQD1,000 IQD
Merchantمحطات الوقود الوطنية
1 Sept 2026 – 30 Sept 20260 IQDDraft
Grocery merchants — 4%4%
Merchantأسواق المدينة
20 Jul 2026 – 20 Aug 20262,110,000 IQDPaused
July all payments — 3%3%
All payments
1 Jul 2026 – 31 Jul 202612,450,000 IQDEnded
Mini app payments — 5%5%
Mini apptod
1 Aug 2026 – 31 Aug 20264,320,000 IQDActive